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After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.
And if that's made you wonder whether you should delay your move until they drop, you're not the only one.
The honest truth is that rates probably won't come down much until inflation cools off and so…
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Is it just me or does everyone from the Main Line instantly tell you that they aren’t like the rest of the people who live there? #mainline #phillyrealtor #phillyliving
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Someone put up with me for a year 🩶 @saigemckale
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Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.
The longer a house is on the market without any offers, typically the lower the eventual sale price.
So, how do you know that right number to list at?…
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I got into real estate later in life and quickly realized most of the advice being taught was built for a completely different era — before social media, AI, personal branding, and honestly… before agents were still printing MapQuest directions to showings.
So I built my business differently.
Instead of cold calls an…
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Just keep going… #phillypodcast #phillyinfluencer #lilsnuff
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You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?
In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.
Many also have no idea they may be able to count their Basic Allowance for Hous…
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Now might be a smart time to look at newly built homes.
Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.
It also means they may be more flexible on price. In fact, the median price for newly built homes just hi…

topphillyrealtor
After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.
And if that's made you wonder whether you should delay your move until they drop, you're not the only one.
The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.
But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.
Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.
Want to know what that actually looks like for your situation? Drop a comment or send me a DM.
Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.
#MortgageRates #HomeAffordability
#philadelphia #phillyrealtor #philadelphiarealestate
topphillyrealtor
Is it just me or does everyone from the Main Line instantly tell you that they aren’t like the rest of the people who live there? #mainline #phillyrealtor #phillyliving

topphillyrealtor
Someone put up with me for a year 🩶 @saigemckale
looks like the gifts my wife gives me bc I make the money n she stays at home .. better then money can buy lol hot chicks ain’t cheap 😂

topphillyrealtor
Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.
The longer a house is on the market without any offers, typically the lower the eventual sale price.
So, how do you know that right number to list at? You lean on a pro.
The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.
DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.
#SellYourHouse #SellingTips
#philadelphia #phillyrealtor #philadelphiarealestate

topphillyrealtor
I got into real estate later in life and quickly realized most of the advice being taught was built for a completely different era — before social media, AI, personal branding, and honestly… before agents were still printing MapQuest directions to showings.
So I built my business differently.
Instead of cold calls and outdated scripts, I focused on content, authenticity, SEO, podcasting, social media, and building real relationships online and offline.
That approach led to referrals across the country, HGTV, multiple income streams, and a real estate business built 100% organically.
So I wrote THROW OUT THE PLAYBOOK.
I didn’t give away every secret, but I gave more than enough for someone willing to work hard and think differently to build a successful real estate career in 2026 and beyond. This worked for me, I hope it does for you too. Link to the book is on my linktree.
@joe_lil_snuff_perri WE CAN GO ANYWHERE ‼️ 🗣️FUXEM‼️

topphillyrealtor
You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?
In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.
Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.
Any of those VA loan benefits could make homeownership more achievable than you realize.
If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.
#VAHomeLoan #KeepingCurrentMatters
#philadelphia #phillyrealtor #philadelphiarealestate

topphillyrealtor
Now might be a smart time to look at newly built homes.
Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.
It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.
Builder perks and lower prices? That’s a combo worth paying attention to.
DM me to talk through what’s available in our area and which builders are offering the best incentives today.
#NewlyBuiltHomes #HomebuyingTips
#philadelphia #phillyrealtor #philadelphiarealestate




















